What to Know
When buying pet insurance for your French Bulldog, it’s essential to go with a company that meets all of your needs.
Many pet owners think they are saving money by only purchasing the cheapest plan available.
But if you don’t make sure the coverage is adequate, you might end up paying more in the long run.
Plan ahead and do plenty of research before buying any insurance for your French Bulldog.
Here are the 10 best Pet insurance for French Bulldogs providers that offer some great options for your Fluffy:
Best Pet Insurance for French Bulldogs
#1 Embrace
Provides 24/7 customer service, access to veterinary specialists, and some dental coverage.
What we like
What we don’t like
Embrace is pet insurance that provides 24/7 customer service to every member.
This enables you to contact an agent at any time of the day without being afraid of missing out on an important question.
It also offers members access to veterinary specialists in case your veterinarian can no longer see your pet.
This policy’s main drawback is the lack of dental coverage, which is common among most pet insurance policies.
>> Compare Plans: Click Here!
#2 Petplan
Offers discounts on wellness services and has two separate plans for surgery and wellness.
What we like
What we don’t like
Petplan is a UK-based company that offers pet insurance to customers interested in protecting their animal companions.
Petplan provides various plans to their policyholders, depending on their needs.
These plans include Surgery and Wellness, Lifetime Cover, Annual Cover, and Short Course Insurance.
Petplan offers its Lifetime Cover plan to UK residents at an annual cost of $49.95 USD / £28.50 GBP or €45 EUR.
The plan covers 80% of the first vet fee up to a maximum of $1,250 USD / £750 GBP or €1,200 EUR for each condition.
>> Compare Plans: Click Here!
#3 Healthy Paws
Physicians are available 24/7 to answer any questions you may have about your dog’s health.
What we like
What we don’t like
They also offer an unlimited amount of annual checkups. Healthy Paws offers comprehensive pet insurance plans for dogs.
They are one of the few companies covering all hereditary and congenital conditions, testing, etc., at 100% with no deductible! The average veterinary care plan costs around $50 per month, depending on your coverage level.
When you file a claim, you have to fill out a questionnaire detailing your pet’s needs, and then they will contact you within two days with an estimate of the cost to treat your dog.
>> Compare Plans: Click Here!
#4 Trupanion
This plan offers excellent coverage at a very affordable price. It’s easy to make claims here too. They’re very efficient.
What we like
What we don’t like
All types of accidents and illnesses are covered by this plan, with unlimited lifetime benefits per condition.
The only downside is that there are no wellness options (e.g., annual exams or vaccinations) available when you enroll in the plan.
>> Compare Plans: Click Here!
#5 ASPCA Pet Insurance
The ASPCA offers pet insurance through the ASPCA Membership Program. The ASPCA Pet Insurance is a monthly premium program that provides coverage for dogs and cats of any breed or mix and any age.
What we like
What we don’t like
Offers some pretty fantastic wellness benefits, including:
- Physical exams
- Vaccines
- X-rays
- Surgery costs
- Spay or neuter surgery
- Dental cleaning
- Blood work
- Bordetella (kennel cough)
- Parvovirus treatment
- heartworm testing
- Monthly heartworm prevention
>> Compare Plans: Click Here!
Plan A: Basic Coverage (for dogs, cats, and pet ferrets with no pre-existing conditions) covers accidents, injuries, illnesses, and hereditary or congenital conditions.
This plan also includes coverage for diagnostic tests such as X-rays, blood tests, and the like; routine physical exams; vaccinations; spay or neuter surgery; dental cleanings and extractions under anesthesia; overnight stays in the hospital for observation of an illness, injury, or pre-operative care, including use of an E-Collar (Elizabethan Collar).
Plan B: Enhanced Coverage (for dogs only with pre-existing conditions) also covers accidents, injuries, illnesses, and hereditary or congenital conditions.
It also includes coverage for diagnostic tests such as X-rays, blood tests, and the like; routine physical exams; vaccinations; spay/neuter surgery; dental cleanings and extractions under anesthesia; overnight stays in the hospital for observation of an illness, injury, or pre-operative care, including use of an E-Collar (Elizabethan Collar).
Plan C: Accident Only Coverage (for dogs and cats with no pre-existing conditions) covers accidents only.
This plan does not cover illness, injuries, or hereditary/congenital conditions. It also doesn’t cover diagnostic tests such as X-rays, blood tests, and the like; routine physical exams; vaccinations; spay/neuter surgery; dental cleanings and extractions under anesthesia or overnight hospital stays.
The ASPCA Pet Insurance has deductible options for all its plans: $0, $25, $50, $75, $100, $150, and $200.
The policy term can range from one to two years, and once the term expires, it has a 60-day grace period.
The ASPCA Pet Insurance is underwritten by AM Best Company, an A-rated company with $200 million+ in assets and over 1.4 million policies in force (as of January 2009).
#6 AKC Pet Insurance
Provides unlimited office visits as well as many other benefits.
AKC Pet Insurance provides comprehensive medical insurance to dogs.
Customers may purchase coverage for up to two dogs under one account, and dogs must be no younger than 8 weeks old at the time of enrollment.
Can I enroll my pet immediately?
Yes, you can sign up online to register an existing pet or to add a new one. It takes just minutes to complete the enrollment process.
How do I file a claim on my pet insurance policy?
Simply call our Customer Care Center or submit your claims online.
What is a reimbursement plan?
Reimbursement plans pay a set amount for specific procedures and services not fully covered by your insurance plan.
Why choose AKC Pet Insurance?
By choosing AKC Pet Insurance, you can provide comprehensive pet health coverage for your beloved dog at an affordable price.
AKC Pet Insurance covers your dog no matter where you live in the United States and works globally as well.
Your pet is protected from the second they are enrolled to be a member of your family until their lifetime, no matter how much time that may be.
AKC Pet Insurance provides coverage for dogs of all breeds, sizes, and ages.
Whether your dog is just a young puppy or you have an older dog who’s nearing the end of his life, AKC Pet Insurance has you covered.
You get to choose exactly how much coverage you get on either a reimbursement basis or a set payment benefit.
You can even select which veterinarian you go to, whether in-network providers or outside the network.
Your dog is always covered with AKC Pet Insurance, no matter what type of pet your dog may be.
>> Compare Plans: Click Here!
#7 PetFirst
Specializes in dental cleanings and offers low premiums.
PetFirst has been around since 2003 and currently offers pet insurance across 37 states.
In the past 11 years, they have amassed over 100,000 pet insurance customers and paid out $50 million in claims.
PetFirst’s review ratings on Consumer Affairs and Yelp are average (3 stars; we couldn’t find any industry averages).
Pet Insurance Review doesn’t yet carry a rating for them because they’re not an accredited member (not because they’re horrible, but because it’s not easy to find good data on them).
PetFirst only offers pet insurance in 37 states.
Am I Eligible?
You can apply for PetFirst if you live in Alabama, Arizona, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, or Missouri (in all of these states, you can only buy PetFirst pet insurance if you live in a zip code serviced by PetFirst).
If you don’t live in one of those 37 states, though, you’ll need to look elsewhere for pet insurance (see below).
How Much Coverage Can I Get?
PetFirst offers 3 different plans: Super Paws, Pet Paws, and… a third option no one ever chooses.
The most basic plan is Super Paws, which covers 90% of the first $3,000 in vet bills.
That’s less than our recommended pet insurance minimum.
The other two plans don’t cover as much, but you can apparently build your own custom plan if you want.
What Sets Them Apart?
PetFirst is currently the only pet insurance company to offer low premiums without a daily limit on payouts.
It also provides one of the lowest rates on its plans.
For example, it’s $22 for Pet Paws if your dog or cat is under 10 years old and you live in Texas.
What We Think
If you live in a zip code where PetFirst provides pet insurance, it will probably be the cheapest rate available to you.
And while some other companies keep their rates low by limiting how much they’ll pay out on claims, that’s not the case with PetFirst.
However, we have reservations about recommending PetFirst because of the limited number of states it operates in.
That makes it hard to find a local vet who accepts PetFirst insurance — which is often an issue with new customers.
>> Compare Plans: Click Here!
#8 Nationwide Insurance
Provides excellent discounts on wellness services, including physical exams, spay or neuter surgery, heartworm testing, etc.
Promoting affordable wellness care for pets, Nationwide Insurance will reimburse customers a percentage of their yearly veterinary expenses up to a benefit limit.
The insurance coverage begins when the pet is enrolled in your home and continues until they turn 8 years old.
What do we like about Nationwide pet insurance?
I like that Nationwide is available in all 50 states and offers a variety of insurance products.
Nationwide offers individual silver and bronze plans, as well as gold and catastrophic plans.
They offer group plans for businesses of varying sizes, too.
I like that Nationwide doesn’t require co-pays or deductibles on its prescriptions through its Rx plan.
Nationwide offers dental coverage, as well as vision.
I like that Nationwide has more choices for HSA contributions than other carriers on the market.
I like that Nationwide offers short-term and long-term disability insurance and vision and dental benefits for free to its members.
I like that Nationwide offers telemedicine options, online bill pay, and rental reimbursement during recovery.
Nationwide offers numerous insurance policy choices in most states.
I like how easy it was to file my claim with Nationwide.
Nationwide offers individual silver and bronze plans, as well as gold and catastrophic plans.
What do we don’t like about Nationwide pet insurance?
Nationwide is that it lacks a dedicated care management department.
Nationwide is that it doesn’t offer PPO plans. Every plan presented by Nationwide is a Health Maintenance Organization (HMO).
Nationwide is that it doesn’t offer dental insurance.
Nationwide is that they only provide individual silver and bronze plans.
Nationwide does not offer a care management department, but the company has 24/7 nurse advice lines.
>> Compare Plans: Click Here!
#9 Figo Pet Insurance
Figo Pet Insurance is a company that focuses on pet insurance for dogs, cats, and other furry friends.
They offer different levels of coverage to meet everyone’s needs.
Figo offers clients four different levels of coverage, namely the Basic level (a low-cost option).
The Healthy level (covers most conditions), the Active level (covers accidents or injuries during exercise or work), and the Elite level (encompasses all types of illnesses).
For the Basic level, the company only covers conditions like allergies and diarrhea.
To sign up for coverage with Figo, you must be 18 years of age and living in the United States.
What do we like about Figo Pet Insurance?
They offer their clients four different levels to choose from, and each group has another price tag.
Figo is one of the few pet insurance companies that will cover accidents or injuries during exercise or work.
We also appreciate the fact that when you sign up for Figo’s Basic level, they can cover allergies and diarrhea in addition to just a few other conditions.
What is the coverage of Figo Pet Insurance?
Their lightest level, Basic, covers accidents & injuries during exercise or work.
It also covers severe medical conditions like behavioral problems, cancer, digestive issues (including diarrhea), and urinary tract infections.
For an additional fee ($11 per month for dogs up to 25 pounds), you can also cover allergies and hip dysplasia.
Figo insurance is covered with no additional cost for the following thing; Diarrhea, pancreatitis, and flea bite dermatitis.
Figo insurance moderate level covers all of the above conditions plus:
Asthma, Cushing’s disease/syndrome, hypothyroidism, insulinoma, Lyme disease, and more.
You can cover bloat and life-threatening conditions like:
For an additional fee, there is cardiomyopathy, hemangiosarcoma, collapsed trachea, IVDD, osteosarcoma, and von Willebrand’s disease.
Their Comprehensive level covers all of the above conditions plus cruciate ligament damage, epilepsy, intestinal lymphoma, Lyme disease, mast cell tumors, and skin allergies.
You can add coverage for bloat and other life-threatening conditions like osteochondritis dissecans (OCD) for an additional fee.
Their Premier level covers everything in the other groups plus reward therapy benefits up to $2,000 per condition if your pet requires medical therapy, additional coverage for life-threatening diseases like IVDD or canine cancer, and more.
What do we don’t like about Figo Pet Insurance?
The problem with Figo pet insurance is that it’s impossible to change your coverage after you sign up.
If you realize that there are some things that you didn’t read or if you want to increase or decrease the limits on your coverage, then it is not possible.
The process is very complicated – it’s not easy.
There are many steps and pages before you get to the part where you can determine how much the premium will be for your dog.
Figo also doesn’t offer a lot of special pet coverage – they provide moderate coverage for people who might have a basic plan.
Still, they don’t offer anything unusual or anything that other companies would not provide.
>> Compare Plans: Click Here!
#10 Pets Best Pet Insurance
Pets Best is very similar to Healthy Paws in that they both offer unlimited office visits and a 24/7 medical team.
I don’t know about you, but I LOVE my pets, and I want the best for them.
Pets Best Insurance gives me peace of mind, knowing that I’m covered for more than 50 of the most common pet health issues.
And not only is it more affordable than other companies, but they also have a 100% satisfaction guarantee!
“But can I trust them? That’s a pretty bold guarantee,” you might be thinking.
Well, we’ll let their customers speak for themselves:
“Best decision ever making Pets Best our pet insurance provider.”
“I just wanted to thank you again and tell you that this is the best customer service I’ve ever received in my life.”
“Pets Best was the best possible insurance for our Border Collie, Bugsy.
He passed away at seven years old from cancer after being insured with your company for five years.
I know that without Pets, Best Bugsy would not have got to enjoy his last year on earth with us.”
“I just got off the phone with Pets Best, and they are mailing me my check.
They have good people working for them. I’m so relieved I have only had this insurance for a few weeks.”
“I just wanted to tell you how much this means to us…thank you so much!”
So, what is Pets Best?
Pets Best is an insurance company that provides coverage for your pets.
Some of the included benefits are emergency room visits, cancer treatment, hip dysplasia surgery, and more! Whether they’re kittens or totally grown cats, dogs or puppies, birds or rodents, they will provide coverage for any pet.
And the 100% satisfaction guarantee is no joke either.
If you sign up with Pets Best and are not satisfied, they will refund your money.
How much does it cost?
The prices of the plans vary depending on how old your pet is, but the most popular program – the one that caters primarily to kittens and cats – is just $24 a month.
All of their rates are transparent, so you will not be surprised by hidden fees.
How do I claim a benefit?
Do you have questions about your pet’s insurance plan?
Pets Best has an entire page of FAQs just for this, so if you have any concerns or issues, you can check there first.
Pets Best provides customizable options that are designed to fit into your life perfectly.
What do I need to know?
It’s easy to get approved – you can be pre-approved in minutes, so you don’t have to worry about your application getting denied.
Pets Best also offers flexible payment options that won’t break the bank!
You can pay online or over the phone, and their customer service is beneficial.
In short, Pets Best is a perfect choice for pet insurance.
They’re affordable and reliable, so you know your pets will be covered in case of an emergency.
Who Has the Best Pet Insurance for French Bulldogs?
My Dog Fluffy has been insured by two different insurance companies.
The first company has a higher premium, but I didn’t have any accidents or health problems during the policy.
The second company was cheaper, but I had an accident and needed to use the insurance at one point, which was very expensive.
All 10 of the companies that were mentioned in the article were perfect choices for French bulldogs.
Is Pet Insurance More Expensive for French Bulldogs?
It is not clear how much more expensive pet insurance will be for French bulldogs.
“Yes, it is. Pet insurance for French bulldogs is pricier due to the extra costs of caring for this breed.
French bulldogs are one of the more costly breeds, but they also require care and attention due to their short snouts and small stature.
Some breeders of French bulldogs will even need potential owners to take out insurance on them before purchasing one.
“No, it is not. Pet insurance for French bulldogs is pricier due to the extra costs of caring for this breed.
Another reason pet insurance may be more expensive for French bulldogs is that health problems with this breed tend to come about quickly and can become quite severe, so there could be a greater likelihood of high payouts; these Issues Include:
Brachycephalic airway syndrome
This occurs when the dog’s soft palate blocks the flow of air into their respiratory tract, which causes stress, difficulty breathing, and heatstroke.
Obsessive-Compulsive Disorder (OCD)
This condition causes the dog to develop repetitive licking, chewing, and biting behaviors.
Eye problems
French bulldogs can be prone to glaucoma and retina detachment.
Pet insurance for French bulldogs will depend on the policy.
Like other breeds, pet insurance for French bulldogs will depend on the policy in place, and there is no way of knowing how much it might cost before you actually purchase a plan.
The price of a health plan could range anywhere from $50 up to several hundred dollars each month depending on what breed it is, what add-ons are included, and any pre-existing medical conditions that may need attention.
Should You Get Pet Insurance for A French Bulldog?
Pet insurance is a type of insurance that covers the cost of vet bills and helps protect against accidents.
It can be a lifesaver if your pet contracts an illness or injury and needs medical care, but it’s wise to be aware of some critical differences between pet and human health insurance before signing up.
You’ll want to make sure you know what level of coverage you’re looking for before shopping around.
Basic coverage will cover accidents and injuries, while comprehensive plans will cover things like hereditary disorders and chronic illnesses.
You’ll also want to decide how much you’re willing to spend per month on premiums and decide if you wish to cheaper annual payments or one payment right now.
Why Is French Bulldog Insurance so Expensive?
French bulldog insurance prices can vary depending on factors such as age and the specific breed.
Some policies offer discounts if you sign up for a multi-pet plan.
Check the fine print for any terms and conditions that will affect your premium.
Health conditions and pre-existing medical problems can significantly increase your premium.
When applying for a policy, make sure you’re upfront about all of your pet’s health history, and make sure it doesn’t limit the kind of treatment it will cover.
You’ll also want to get quotes from several providers to ensure you’re getting the best price.
The best time to purchase French bulldog insurance is when your pet is a young adult.
Coverage can cost up to twice as much for an older dog.
How Old Does My Frenchie Need to Be for Coverage?
Most providers won’t sell new policies to dogs that are younger than 8 weeks.
This waiting period allows the dog to be fully vaccinated before it’s covered under the plan.
Not all policies are alike. Some offer coverage only if your dog receives care from a vet who is part of their network, while others allow you to go outside that network for treatment by seeking prior approval first.
To avoid paying more than you need to, take the time to understand your policy’s coverage terms before you buy.
Do I Need French Bulldog Insurance?
Some pet owners choose not to get the additional coverage instead of putting more money into a savings account for unexpected expenses.
But if you can’t afford to pay out of pocket for an unforeseen health crisis without going into debt, French bulldog insurance is definitely worth considering.
What Is the Average Vet Bill for A French Bulldog?
In the United States, the average vet bill for a Frenchie is usually anywhere from $1,500 to $2,500.
As with all spay/neuters, the shorter the wait time between puppy shots, the lower the vet bill.
The average age for a Frenchie to be fixed is before 5 months of age.
Ideally, they should be set before 4 months old.
If your pup is close to 5 months and you live in an area where the ordinance allows, you may want to consider this.
Reminder, it is illegal to have your Frenchie fixed after 6 months of age in most areas of the United States.
The younger, the better!
A French Bulldog’s average life span is around 12-14 years, with some living up to 15 years.
A small number of Frenchies live to be 17-18 years old.
The average cost for routine care for a French Bulldog is around $660 annually or $55/ month.
This typically includes their wellness exam, vaccines, heartworm test and prevention, fecal testing and deworming if needed, and flea/tick prevention.
We earn a commission if you click this link and make a purchase at no additional cost to you.
It does not include the cost of the visit itself (exam fee).
Vet visits can be anywhere from $60 to $120, depending on where you live.
Some things that will impact your annual average vet bill for a French Bulldog are any major health issues such as hip dysplasia or eye problems.
Regular health exams are essential for Frenchie parents to know their pup’s normal behavior and habits.
It can help you notice any changes in eating, drinking, movement, elimination, breathing, the appearance of the eyes/paws/nose/mouth/skin, etc.
If your Frenchie has any significant health issues or you just want to be prepared for the unexpected, consider pet insurance which can lower your out-of-pocket costs should your pup need additional care.
Pet insurance is not a necessity, but it can help ease the financial strain.
Here’s some of the best French Bulldog pet insurance:
| Company Name | Rating | Dog Age | Waiting Period | Reimbursement |
|---|---|---|---|---|
| Embrace | 4.2 out of 5 | Minimum to enroll 14 years old | Injuries: 2 days; Illnesses: 14 days | Claims take 10 to 15 business days |
| Petplan | 3.8 out of 5 | Minimum to enroll 6 weeks | Injuries: 15 days; Illnesses: 15 days | 90 days |
| Healthy Paws | 3.8 out of 5 | Minimum to enroll 8 weeks | Injuries: 15 days; Illnesses: 15 days | 48 hours |
| Trupanion | 3.7 out of 5 | Minimum to enroll 8 weeks | Injuries: 5 days; Illnesses: 30 days | 5 days |
| ASPCA | 4.5 out of 5 | Minimum to enroll 8 weeks | Injuries: 14 days; Illnesses: 14 days | 9 days |
How Much Is Insurance for My French Bulldog?
The French Bulldog is a toy breed dog that originated in the 1800s.
They are known for their short face with wrinkles and droopy jowls.
The French Bulldog can live up to 15 years old.
Their weight will vary depending on the sex but generally ranges from 20-25 lbs, which is considered small for dogs in general.
They are prone to many health conditions such as hip dysplasia, congenital heart disease, diabetes, and patellar luxation.
The average yearly cost of insurance for a French Bulldog is $1,019 year which includes the following:
___”A medical plan with 90% reimbursement of the veterinary fees for accidents or illness, up to $2,500.
___”A dental plan with 80% reimbursement of all dental care costs, up to $500 per year.”
The average yearly cost of French Bulldog grooming is $463. includes:
___”Regular professional grooming: $30 to $80, depending on where you live and the services your dog requires (brushing and combing; trimming toenails; etc.).
We earn a commission if you click this link and make a purchase at no additional cost to you.
___”A French Bulldog puppy cut: $60.
This looks achieved by shaving all of their hair, including the head, chest, stomach, legs, and tail.
___”Ear cleaning: $15 to $20.”
This is necessary to keep their ear canal clean.
We earn a commission if you click this link and make a purchase at no additional cost to you.
If this is not done, the French Bulldog may experience ear infections which can lead to deafness if left untreated.
Before You Go
When it comes to buying pet insurance for your French Bulldog, there are many things you should consider.
You want to make sure the coverage is adequate and that the company will be around if anything happens.
If you’re looking for help finding out which companies meet all of these requirements, just let us know!
We have access to hundreds of different policies from top providers, so we can find one that suits your needs perfectly.
Plus, if you need any other information about pet care or dogs in general, our team would be happy to answer any questions you may have!
What type of dog do you own? Let me know below, and I’ll get back with some advice on how best to take care of them 🙂